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Becoming a Homeowner
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| George Tischler with his two children, George and Brianna |
A Hand-up,
not a Hand-out
The families who are selected by York Habitat or Humanity's homeownership
program are not impoverished and the homes are not given to them. For instance, a family of four must make at least
$22,773 (see income guidelines below) annually to even be considered for an application! Each and every homeowner works
very hard to earn a home through sweat equity hours (225 per adult) and then pays for the home with a zero percent interest
mortgage!
Please take a moment to fill out the Pre-Application survey by clicking here!
NEXT INFORMATIONAL MEETINGS:
Thursday, June 5th
6:00pm - 7:00pm
York Habitat
for Humanity office
&
Thursday, July 3rd (in Spanish only)
6:00pm - 7:00pm
York
Habitat for Humanity office
These meetings are for homes to be built in
York.
Seating is limited and doors will close 10 minutes after start of meeting.
Call York Habitat at 854-6168 to reserve a spot today or for further infromation about becoming a homeowner! Monthly informational meetings will be held on the 1st Thursday of every month at the York Habitat for Humanity
office. To qualify for a Habitat home in York,
a family (any size) must have a significant need for decent, affordable housing as well as the ability to pay for the home,
at the cost it took to construct or rehabilitate it, by way of monthly zero-percent interest mortgage payments.
- The first step? Attend a York Habitat for Humanity Informational Meeting.
Fill
out an application ($10 non-refundable fee, which is needed to pull up your credit report) at the meeting and sign up
for an interview.
Once you have gone through the
interview process and have been approved, the amount of time that passes before you can move into your new home varies.
Generally it takes a year; it all depends on the property and how long it takes to attain, fund, and rehab or construct.
- Each adult living in the home
must perform 225 hours of sweat equity! May include work done on the construction site, in our office, and help
with special fundraising or promotional events.
- A $500
downpayment is required before going into mortgage.
- Debt
level of the applicant must be less than 40% of his or her income.
- Each applicant must have an annual income within a particular range, which is based on the average income for
all of York County as well as family size. This range is described below:
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Income Guidelines:
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Family Size
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Minimum Income
(35% of average)
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Maximum Income
(60% of average)
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1
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$15,917
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$27,287
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2
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$18,242
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$31,273
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3
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$20,507
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$35,156
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4
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$22,773
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$39,040
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5
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$24,092
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$42,208
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6
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$26,410
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$45,274
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7
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$28,258
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$48,442
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8
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$30,047
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$51,509
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We are very proud of our many current dedicated homeowners, some of whom are shown below!
Each and every one
of them have worked extremely hard to become a part of our housing program.
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| The Richcreek Family |
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| Melissa lives in what is now the Women Build-funded home with her sons Tanner, Austin, and Cameron |
| The Mejias-Serrano Family |
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| Maria & sons, Efrain, Justin, and Simon, live in a Dover home, thanks to Building on Faith '05 |
| The Osborn Family |
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| Another family living in the Dover community: Marcy with her children, Seth, Shane, Alyssa, and Alex |
| The Korkie Family |
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| One of the first to move to the Dover community: Carrie & Jeff with Shawn, Caitlyn, and Emily |
York Habitat for Humanity, 36 North Highland Avenue
York, PA 17404
717-854-6168
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