York Habitat for Humanity (YHFH), established in 1985, is a faith-based housing ministry providing simple, decent, affordable homeownership to people living in substandard housing. York Habitat for Humanity is one of 1,500 affiliates of Habitat for Humanity International (HFHI) in the United States. HFHI is actively providing simple, decent, affordable housing in 93 countries. Through generous monetary donations from the community; material donations from suppliers; donated products and services from the skilled trades; and thousands of volunteer hours every year from people in the community, Habitat is able to construct and rehab homes inexpensively, making them affordable to people earning 35-60% of the average York County income. Habitat sells homes to qualified candidates with no profit added, via no-interest 30 year mortgages held, and managed by the non-profit ensuring that monthly mortgage payments are never more than 30% of the household income.  Homeowner candidates receive comprehensive financial training, credit counseling, first-time homebuyer classes, homeowner education, and personal mentoring. As a result, York Habitat for Humanity has a stellar foreclosure history of only 1%.      

York Habitat for Humanity would also like to congratulate Dawn Carnegie and Stephen Morgan, who will be toasting to Habitat for Humanity at their upcoming wedding. Additionally, Habitat would like to thank Dawn, Stephen and their guests for their generous donation of new and used tools.